Subiektywne oceny dobrobytu ekonomicznego w gospodarstwach domowych w świetle modelowania dyskryminacyjnego
Subjective Assessments of Economic Well-Being in Households in the Light of Discrimination Modelling

Summary/Abstract: The main aim of the paper was to construct and test a discrimination model as a tool helpful in the empirical analysis of economic well-being, as regards subjective assessments of the financial status and budget management in households. The author has developed and estimated a discrimination model (based on 2012 survey data from a South-Eastern region of Poland), which evidences significant differences between households as regards their subjective assessments of own financial situation and the ways of budget management. Important differentiating factors are economic, social and demographic characteristics. Subjective judgements as to the living standard, remuneration or quality of life are also strong predictors. The empirical discrimination model applied to well-being evaluation is an innovative attempt. The model includes, apart from economic factors, also psychological factors, very important in people’s perception of economic well-being.

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