RESPONSIBLE LENDING – NEW CONDITIONS AND REGULATORY MEASURES IN THE FIELD OF CREDIT POLICY AS PROVIDED BY POLISH BANKS Cover Image

RESPONSIBLE LENDING – NEW CONDITIONS AND REGULATORY MEASURES IN THE FIELD OF CREDIT POLICY AS PROVIDED BY POLISH BANKS
RESPONSIBLE LENDING – NEW CONDITIONS AND REGULATORY MEASURES IN THE FIELD OF CREDIT POLICY AS PROVIDED BY POLISH BANKS

Author(s): Iwa Kuchciak
Subject(s): Economic policy, Financial Markets
Published by: Masarykova univerzita
Keywords: credit policy; prudential standards; financial crisis;
Summary/Abstract: The dominant position of liabilities in a bank’s assets requires special management. The purpose of every credit policy is the creation of such a liability portfolio that will ensure the expected return rate at the required risk rate. The indispensible feature of credit policy is its flexibility. It became especially visible during the global financial crisis of 2008 – 2009.