Bankowa obsługa jednostek samorządu terytorialnego
Banking Service of Territorial Government Units

Summary/Abstract: Local government units carry out important tasks, primarily focused on satisfying the needs of the local community. By implementing such a wide range of tasks, local government units often have too limited financial resources. Thanks to legal regulations, they can use financial instruments available on the financial market, with some limitations and with the use of prudential methods. The most frequently used financial instruments include bank loans and borrowings. In addition, as part of cooperation with banks, local government units use other banking services offered to them, primarily banks run their bank accounts. According to the will of the legislator, the bank that provides such service is chosen in accordance with the principles governed by public procurement law. The services provided by banks for local government units also include the provision of bank guarantees and the performance of tasks ordered by the bank with respect to the issue of local government securities. The main purpose of this study was to analyze legislation in the field of regulation relating to the broadly understood banking scope for the service of local government units and to indicate the characteristics of this service. The basic research method used in this work was the analytical method. The legislation and the achievements of literature were analyzed.

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