ПАРТНЬОРСКОТО КРЕДИТИРАНЕ (P2P LENDING) – СЪЩНОСТ И ПРИЛОЖЕНИЕ В БЪЛГАРИЯ
PEER-TO-PEER (P2P) LENDING – ESSENCE AND APPLICATION IN BULGARIA

Author(s): Teodora Dobreva
Subject(s): Economy, Business Economy / Management, Public Finances, Accounting - Business Administration, ICT Information and Communications Technologies
Published by: Икономически университет - Варна
Keywords: P2P lending; P2P platforms; financial technologies; advantages and risks; Bulgarian market
Summary/Abstract: The report analyzes peer-to-peer (P2P) lending in Bulgaria, examining its advantages, disadvantages, and future prospects. It covers theoretical foundations, regulatory framework, and market trends, using secondary source analysis and a survey study. The main limitations include the lack of sufficient empirical data and dynamic legislative changes. The conclusions highlight the potential of P2P platforms but also the need for better regulation and awareness.

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