Transpunerea Directivei (UE) 2021/2167 a Parlamentului European și a Consiliului din 24 noiembrie 2021 privind administratorii de credite și cumpărătorii de credite și de modificare a Directivelor 2008/48/CE și 2014/17/UE
Transposition of Directive (EU) 2021/2167 of The European Parliament and of The Council of 24 November 2021 on Credit Administrators nd Credit Buyers and Amending Directives 2008/48/EC and 2014/17/EU

Author(s): Daniel Catalin Velicu
Subject(s): Law, Constitution, Jurisprudence, Law on Economics, EU-Legislation
Published by: Universul Juridic
Keywords: Directive (EU) 2021/2167; Abusive Clauses; Credit Contracts; Unfair Commercial Practices; Debt Forgiveness, Transposition of The Directive;
Summary/Abstract: Directive (EU) 2021/2167 of the European Parliament and of the Council of November 24, 2021, currently being transposed, is based on the desired high protection of consumers, as regulated by art. 169 (Title XV Consumer Protection) of the T.U.E. In a world of money, their restitution after borrowing from a financial institution is related to the observance of legal norms, which are based on their enactment, an obvious public interest, superior to the private interest of credit institutions or credit buyers. The Directive requires from Member States some adequate restructuring measures (concessions granted to the consumer) due to financial difficulties at national level.

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