NULLITY OF A CREDIT CONSUMER CONTRACT UNDER ARTICLE 21, PARA 1 FROM THE CONSUMER CREDIT ACT Cover Image
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НИЩОЖНОСТ НА ДОГОВОРА ЗА ПОТРЕБИТЕЛСКИ КРЕДИТ ПО ЧЛ. 21, АЛ. 1 ЗПК
NULLITY OF A CREDIT CONSUMER CONTRACT UNDER ARTICLE 21, PARA 1 FROM THE CONSUMER CREDIT ACT

Author(s): Petya Stoyanova
Subject(s): Law, Constitution, Jurisprudence, Civil Law, Court case
Published by: Институт за държавата и правото - Българска академия на науките
Keywords: a consumer credit contract; a nullity of the contract; a circumvention of the law
Summary/Abstract: The report concerns cases in which consumer creditcontract’ clauses have the purpose or result in a circumvention ofthe requirements of the Consumer Credit Act. A restrain of the circumventionof the law as a ground for nullity of the contract underArticle 21, Para 1 from the Consumer Credit Act than the providedin Article 26, Para 1, Proposal 2 from the Obligations and ContractsAct is made. Different cases of the circumvention of the requirementsof the Consumer Credit Act are examined in the aspect of the actualcourt practice, a proposal for a refinement of the Bulgarian legislationis made.