Analysis of the Factors Influencing the Profitability of the Banking Sector in Times of Crisis Cover Image

Анализ на факторите, влияещи върху рентабилността на банковия сектор в условията на криза
Analysis of the Factors Influencing the Profitability of the Banking Sector in Times of Crisis

Author(s): Raya Dragoeva
Subject(s): Economy, Accounting - Business Administration
Published by: Университет за национално и световно стопанство (УНСС)
Keywords: banking sector; analysis; profitability
Summary/Abstract: The activity of the banking sector is essential for the economy. On the one hand, a strong banking sector contributes to greater financial stability and increases the resilience of the economy to adverse macroeconomic shocks. On the other hand, changes in macroeconomic conditions have an impact on the results and financial condition of banking institutions. This twofold relationship determines the importance of financial indicators as a tool of analysis. The purpose of the study is to analyze the factors influencing the activities of banks, in particular the return on assets, after the crisis in 2008 and during the covid crisis.