Obowiązek zbadania przez sąd z urzędu nieuczciwego charakteru warunków umownych w przypadku braku stawiennictwa konsumenta w sprawach nieuczciwych praktyk rynkowych na rynku finansowym
Obligation to ex officio examine the unfairness of terms and conditions in the event of the consumer’s failure to appear in court in cases of unfair market practices in the financial market
Author(s): Małgorzata Sieradzka, Magdalena ZawiszaSubject(s): Law on Economics, Financial Markets, EU-Legislation
Published by: Wydawnictwo Naukowe Wydziału Zarządzania Uniwersytetu Warszawskiego
Keywords: consumer protection; Directive 93/13/EEC; Article 7(1); consumer credit; review of whether the contractual terms are unfair; failure of the consumer to appear at the hearing;
Summary/Abstract: The aim of the article is to discuss and analyze the judgment of the Court of Justice of 4 June 2020 in case C-495/19 Kancelaria Medius SA vs. the Supervisory Board, from the point of view of its importance for the examination of cases related to unfair market practices on the financial market, where one of the parties is a consumer. On the basis of the judgment in question, the obligation to examine the unfairness of contract terms by the court will be presented in particular. The article covers the analysis and commentary of the decision made by the Polish Supreme Court. Moreover, the impact of the judgment on the later practice of common courts will be presented.
Journal: internetowy Kwartalnik Antymonopolowy i Regulacyjny (iKAR)
- Issue Year: 9/2020
- Issue No: 7
- Page Range: 110-118
- Page Count: 9
- Language: Polish