Rational commercial bank resource management Cover Image

Racionalno upravljanje resursima komercijalne banke
Rational commercial bank resource management

Author(s): Ibrahim Kajtazović
Subject(s): Economy, Financial Markets, Public Finances
Published by: Univerzitet za poslovni inženjering i menadžment
Keywords: carriers of bank resource management;bank organization;planning;operative and strategic planning of bank resources;bank balances;bank aggregates and bank control;

Summary/Abstract: Bank resources management is a complicated issue and depends on multiple factors. Therefore, a single factor, regardless of how significant it may be, is not sufficient for a rational management of these resources. Since bank resources are so different that it is not possible or necessary to keep all of them under control, the bank usually concentrates on their most important categories. In relation to this, the bank must first define its business politics as a means for achieving the set goals, because it is not possible to achieve them unless the bank resources are not managed in a rational manner.Beside the internal factors, the bank also has to take into account the macroeconomic circumstances and the institutional framework of monetary policy, as well as the factors which effect the focused market segment. The bank business politics has to be adaptable, efficient, and reflective of stability, which implies respecting the phases in the making of the politics and a proper quantification of internal factors, with anticipation of external ones. Since the size of the bank and the geographic range of primary placements, organization, planning and other elements of conducting business are in the authority of the bank resource management, when regarded from the internal aspect, they are the key elements in defining the bank business politics.

  • Issue Year: 1/2019
  • Issue No: 1
  • Page Range: 65-72
  • Page Count: 8
  • Language: Serbian