Poziom stóp procentowych a wielkość i struktura oszczędności finansowych gospodarstw domowych w Polsce w latach 2000-2013
The Level of Interest Rates and the Size and Structure of Households Financial Savings in Poland between 2000-2013

Summary/Abstract: The paper analyzes the size and structure of the households financial savings in Poland in the years 2000-2013. Throughout the entire analysis period the value of savings increased significantly. Bank deposits were the basic category in which the personal financial surpluses were invested. The share of alternative investments, primarily securities, rose rapidly in the whole structure of households financial savings before the middle of 2007 at the expense of bank deposits. After the outbreak of the financial crisis in the summer of 2007 the share of bank deposits temporary increased while the percentage of the alternative investments diminished. During entire period the importance of pension products gradually increased.

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