Structure of Households Financial Savings in Poland in the Years 2000–2014 Cover Image

Struktura oszczędności finansowych gospodarstw domowych w Polsce w latach 2000–2014
Structure of Households Financial Savings in Poland in the Years 2000–2014

Author(s): Paweł Kulpaka
Subject(s): Micro-Economics, Financial Markets
Published by: Wydawnictwo Naukowe Uniwersytetu Marii Curie-Sklodowskiej
Keywords: oszczędności; gospodarstwa domowe; depozyty bankowe; fundusze inwestycyjne; fundusze emerytalne

Summary/Abstract: The paper analyzed the size and structure of the households financial savings in Poland in the years 2000–2014. Throughout the entire analysis period the value of saving increased significantly. Bank deposits were the basic category in which the personal financial surpluses were invested. The share of alternative investments which were based on the securities markets rose rapidly in the whole structure of households financial savings before the middle of 2007 at the expense of the fraction of bank deposits. After the outbreak of the financial crisis in the summer of 2007 the share of bank deposits temporary increased while the percentage of the alternative investments diminished. During the entire analysis period the importance of pension products increased gradually.

  • Issue Year: XLIX/2015
  • Issue No: 4
  • Page Range: 311-318
  • Page Count: 8
  • Language: Polish