Uwarunkowania rozwoju usług forfaitingowych (na przykładzie województwa świętokrzyskiego i podkarpackiego)
Conditions for the Development of Forfaiting Services (on the Example of the Świętokrzyskie and Podkarpackie Voivodships)

Summary/Abstract: One of the sources of financing for enterprises is forfaiting. It involves the purchase by a financial institution of single, medium or long-term trade receivables before to the payment deadline. However, in the Polish economy forfaiting is used very rarely. The aim of the article is to analyze the factors hindering the development of forfaiting based on the conducted research. The article consists of two parts: theoretical and empirical. In the first part, based on the literature and statistical data, the author characterized and presented the essence of financing enterprises using forfaiting services. The second part of the article, presents the results of research conducted among micro, small, medium-sized enterprises (SMEs) and big enterprises of the voivodship of Świętokrzyskie and Podkarpackie. The research was conducted to diagnose the current situation of using forfaiting services by enterprises.

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