Institutions of the Urban Mortgage Loan in the Polish Kingdom as a Contribution to the Discussion on the Organisational Model of Mortgage Loan in Poland Cover Image

Instytucje miejskiego kredytu hipotecznego w Królestwie Polskim jako przyczynek do dyskusji o modelu organizacyjnym kredytu hipotecznego w Polsce
Institutions of the Urban Mortgage Loan in the Polish Kingdom as a Contribution to the Discussion on the Organisational Model of Mortgage Loan in Poland

Author(s): Anna Fermus-Bobowiec
Subject(s): Law, Constitution, Jurisprudence, History of Law, Civil Law
Published by: Towarzystwo Naukowe KUL & Katolicki Uniwersytet Lubelski Jana Pawła II
Keywords: mortgage; mortgage loan; loan society; mortgage bank; Polish Kingdom

Summary/Abstract: The article presents the legal mechanism of operation of Urban Loan Societies in the Polish Kingdom, which were the institutions of urban mortgage loan. The author discusses the issue on the basis of the Loan Society of Lublin and formulates general conclusions about the model of mortgage loan offered by loan societies. At that time, a loan society was the most popular organisational model of mortgage loan, not only urban (Urban Loan Societies) but also landed (Landed Loan Society).Furthermore, the author presents also other institutions of long-term loan in the Polish territories, apart from loan societies, looking for the roots of mortgage banking. This analysis, with its legal and historical perspective, is considered by the author to be a contribution to the discussion on mortgage loan and the status of contemporary mortgage banking in Poland.

  • Issue Year: 28/2018
  • Issue No: 2
  • Page Range: 19-32
  • Page Count: 14
  • Language: Polish