ПРЕДИЗВИКАТЕЛСТВА ПРЕД ЗАСТРАХОВАТЕЛНИТЕ ПОСРЕДНИЦИ В УСЛОВИЯТА НА НОВИ РЕГУЛАЦИИ
CHALLENGES TO INSURANCE INTERMEDIARIES IN THE CONDITIONS OF NEW REGULATIONS

Summary/Abstract: The present study presents the results of a survey conducted by insurance intermediaries in Bulgaria in 2017 and carried out under project № 4-2017 of the Institute for Scientific Research. The main objective of the survey is to outline the situation and the opportunities for improving the activity of the insurance intermediaries in compliance with the European Union regulations. The argument is that insurance intermediaries are a determining factor for the development of insurance companies. Proving the thesis has been achieved by solving the following important tasks:indication of the need and importance of insurance intermediaries; systematized and analyzed data showing the state of mediation activity in Bulgaria for the period 2007-2016; the conditions for registration and deletion of the insurance broker. Insurance brokers in Bulgaria have been found to be important in the formation of premium income. The pace of development of the insurance market lags behind the pace of development of insurance brokers. The pace of development of insurance agents lags behind the pace of development of insurance brokers. The pace of development of insurance agents- natural persons lags behind the pace of development of insurance agents. The rate of growth of premium income realized by insurance brokers in the nonlife insurance sector lags behind the rate of growth of premium income realized by insurance brokers in the life insurance sector.

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