Perspektywa wsparcia projektów innowacyjnych małych i średnich przedsiębiorstw ze środków unijnych na przykładzie Programu Operacyjnego Inteligentny Rozwój
The Prospect of Supporting Innovative Projects of SMEs From the EU Funds – the Example of the Smart Development Operational Programme

Summary/Abstract: Small and medium-sized enterprises are characterised by a low level of innovation,mainly due to their limited financial resources. Supporting innovation in this sector bythe means of the EU funds can contribute to an increase in expenditures on the implementationof R&D. The Smart Development Operational Programme provides such anopportunity as its main objective is to increase the level of innovativeness and competitivenessof the Polish economy through the development of innovativeness of enterprises.In the framework of this programme, a proposal concerning financial instruments,including debt instruments for financing innovativeness of SMEs, has been prepared.The aim of the paper is to evaluate the role of loans in support of innovative activityof small and medium-sized enterprises within the framework of the Smart DevelopmentOperational Programme (OP SD). The realisation of this goal has required an assessment ofprevious experience in the use of loans to support SMEs’ innovative activity and an evaluationof the proposed debt instruments for support of innovative activity of SMEs.

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