Küçük ve Orta Ölçekli İşletmelerde (KOBİ) Finansal Sorunlar: Kars İlinde Bir Uygulama
The Financial Problems in Small and Medium Sized Enterprises (SME): An Application in Kars

Summary/Abstract: As in all world economies, when the studies, related to small and medium sized enterprises which occupy an important place also in our country’s economy, are analyzed, financial problems take the first place among the problems that these organizations encounter. Financial problems emerge as capital deficiency at the construction process and continue with the factors such as lack of proper outsource and high cost of credits. These problems, therefore, make difficult the efficiency and competitions conditions of the organizations. The aim, in this study on the financial problems of small and medium sized enterprises (SME) in Kars, is to determine whether there is a similarity between the financial problems of organizations in Kars and the findings related to former studies

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