Ocena skłonności gospodarstw rolnych Pomorza Środkowego do zadłużania się
Assessment Tendency to Indebtedness of the Middle Pomerania Farms

Summary/Abstract: The goal of this article is to identify and evaluate factors affecting the tendency to indebtedness offarms – on the example of Middle Pomerania region. We assume that the propensity to use externalfinancing by the farmer depends on the size of the farm (as measured by the surface of the farm, thenumber of people employed, and the value of its production), on the type of agricultural production(crop production, livestock and mixed), on the purpose of production activities (commodityfarms producing to sell manufactured products on the market and others), and on developmentphase of farm (the age of the farm). The study was based on a logistic regression model in whichthe dependent variable is dummy variable indicated farms which used debt capital in the financingstructure. The estimation of the model parameters was based on the data from 933 farms in Poland(collected through direct interviews, covering the data for the year 2011).

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