New Capital Requirements – Serious Challenge to the Banks in Bulgaria Cover Image

Новите капиталови изисквания – сериозно предизвикателство пред банките в България
New Capital Requirements – Serious Challenge to the Banks in Bulgaria

Author(s): Reneta Dimitrova
Subject(s): Economy
Published by: Институт за икономически изследвания при Българска академия на науките
Keywords: M11; M13; D20; D21

Summary/Abstract: As it is commonly known, a great amount of the capital is concentrated into the banks and the bank system at a whole. That supposes a demand on both an adequate bank activities risk management on one hand and complete bank regulations estimating and controlling the risk in case of ensuring stability in the system, on the other hand. According to that the Basle Standards establish valid requirements on the requisite bank capital covering the varieties of risk provided by the bank activities. The presented research follows the changes laid down by the Basle Standards reflected the activities of the BNB, which basic function is to synchronize the national regulatory frame to the EU regulations, concerning the capital adequacy and to adapt it to the problems arising in the commercial banks, which are expected to do a hard work in case to put the new requirements of capital adequacy in practice.

  • Issue Year: 2006
  • Issue No: 3
  • Page Range: 94-113
  • Page Count: 20
  • Language: Bulgarian