Impact of Digitalization on the Performance of the Algerian Banking Sector Cover Image

Impact de la Digitalisation Sur la Performance Du Secteur Bancaire Algerien
Impact of Digitalization on the Performance of the Algerian Banking Sector

Author(s): Ahmed Fayçal Taleb, Zenagui Slimani, Sami Mohammed Bennouna
Subject(s): Economy, Business Economy / Management, ICT Information and Communications Technologies
Published by: Fundatia Română pentru Inteligenta Afacerii
Keywords: Digitalization; Online Banking; Gross Domestic Product; Performance of the Banking Sector;

Summary/Abstract: This article aims to highlight the efforts made in Algeria to launch digital banking and attempts to evaluate the impact of the development of digital banking on the performance of the Algerian banking sector after the establishment of two payment systems modern ARTS and ATCI using multiple linear regression for the period from 2010 to 2023. The results show that the activity of the ARTS which concerns transfers of trustees by tele -compensation is the source of banking profitability while digital banking services processed by the ATCI d’ont contribute to improving the performance and profitability of the Algerian banking sector.

  • Issue Year: 2025
  • Issue No: 54
  • Page Range: 29-39
  • Page Count: 11
  • Language: French
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