TR72 Bölgesinde Hizmet Veren Kamu Personellerinin İslami Finansal Okuryazarlık Düzeylerinin Bazı Sosyo-Demografik Değişkenler Açısından İncelenmesi
Examination of Islamic Financial Literacy Levels of Public Personnel Serving in TR72 Region in Terms of Some Socio-Demographic Variables

Summary/Abstract: In order for individuals or institutions to protect their savings against inflation and ensure their increase, it is possible with financial literacy to choose the most appropriate one among various investment instruments. People who are aware of Islamic rules and have interest sensitivity prefer investment instruments that comply with Islamic principles, apart from the products and services offered by traditional finance. These people should have Islamic financial knowledge and be able to use this information in their financial decisions in order to ensure that their savings do not remain idle and are brought into the economy. This study aims to examine the Islamic financial literacy levels of public employees serving in TR72 Region according to some variables (gender, income, marital status, age, education, working time, saving, employment status). In the study, descriptive research method was preferred. In the data collection phase, personal information form and "Scale for the Investigation of Islamic Financial Literacy Levels of Public Employees" were used. Public employees in TR72 Region are within the research universe and 386 people were reached face-to-face with the convenience sampling method and questionnaires were applied. The data obtained were analysed with SPSS 27.0 software. As a result of the Kolmogorov-Smirnov Normality Test, it was determined that the data did not show normal distribution and Nonparametric statistical methods were used. As a result of the research, it was determined that the majority of public employees allocate a portion of their income for savings every month. It has been concluded that there are significant differences in the Islamic financial literacy levels of public employees in terms of marital status, saving, educational status, working time in public institutions, employment status and monthly income variables, while there are no significant differences in terms of gender and age variables.

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