Przegląd orzecznictwa sądów polskich
w sprawach kredytów hipotecznych
dotyczących walut obcych
(wybrane przykłady)
Overview of Polish case law on mortgages
involving foreign currencies (selected examples)
Author(s): Edyta Rutkowska-Tomaszewska, Marta FabiszewskaSubject(s): Business Economy / Management, Law on Economics, Business Ethics
Published by: Wydawnictwo Naukowe Wydziału Zarządzania Uniwersytetu Warszawskiego
Keywords: consumer; borrower; mortgage loan; prohibited contractual clauses; consumer protection; loan denominated or indexed to a foreign currency; repayment of the loan; termination of the loan agreement;
Summary/Abstract: This review presents a selection of Polish court cases that have been rendered in recentyears (2017–2023) by the Supreme Court and common courts (district and appellate) in casesof loans relating to foreign currencies (denominated or indexed to a foreign currency). Theserulings are presented according to the leading problems on which they focus, which are reflectedin the titles of the separate subdivisions of this study, i.e.: the status of the consumer borrower;agreements concluded between entrepreneurs; the scope of a lender’s obligation to inform theborrower about foreign currency risk; repayment of a loan directly in a foreign currency; a fullyrepaid loan; security of the claim to establish the invalidity of an agreement; and the procedurefor the termination of a loan agreement.
Journal: internetowy Kwartalnik Antymonopolowy i Regulacyjny (iKAR)
- Issue Year: 12/2023
- Issue No: 7
- Page Range: 57-71
- Page Count: 15
- Language: Polish
