Czyste straty finansowe – ryzyko odpowiedzialności i zakres ochrony w ubezpieczeniach OC podmiotów gospodarczych. Zarys problematyki.
Pure financial losses – the risk of liability and the scope of business TPL cover. The problems in outline

Summary/Abstract: Pure financial losses constitute the up-to-date problem in the discussions on the scope of third party liability in the context of a growth of claims in terms of both number and value. They also influence the scale of enterprises' liability risk and thus, as a component of a risk category which is difficult to be taken in-house, they constitute a significant factor when assessing the scope of cover for enterprises. In the article, the author has analyzed the conceptual scope of pure financial losses and drew attention to the difficulty of deter- mining their place as a component of potential claims. Bibliography study regarding the atti- tude towards the question of pure loss compensation in different countries has also been discussed. These considerations have been illustrated by the approach to pure financial loss within third party liability insurance products destined for enterprises operating on the Polish market.

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