Ocena ryzyka eksploatacji inteligentnych budynków dla potrzeb ich ubezpieczenia od wybranych zdarzeń losowych w Polsce
Assessment of the Risk of Operation of Intelligent Buildings for Insurance Purposes From Selected Random Events in Poland

Summary/Abstract: Purpose – The purpose of the article is to assess the risk of intelligent buildings exploitation in terms of the possibility of covering them with insurance protection. Design/Methodology/approach – The article is written on the basis of literature on intelligent buildings, as well as the results of research by authors dealing in equipment and finishing of these objects. Findings – The article presents and describes the basic insurance parameters of intelligent buildings from the point of view of fire and other random events insurance. Originality/value – This is a proposal of a new insurance product that should be used in the near future. Insurance companies should gradually become familiar with the specifics of the intelligent building insur-ance. It is necessary to provide training to insurance intermediaries and claim settlement services.

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