Insurance in the process of financial risk management in enterprise activity
Insurance in the process of financial risk management in enterprise activity

Summary/Abstract: This publication has a form of a methodological report. Its aim is to present the methodological assump- tions and conclusions arising from selected works on the use of insurance and guarantees in minimising financial risk resulting from trade credit or sudden interruptions in enterprise activity (business inter- ruptions). The author, beginning his own research in this area, analyses the goals defined by particular researchers, the proposed hypotheses, adjustment of research methods, specificity of surveyed com- munities and attractiveness of obtained results both from the scientific and commercial perspective. In the future, he intends to use the best research practices implemented by other scientists taking up this subject to conduct his own research on economic entities of the Polish market. The publication was inspired by the dynamic development of insurance products of this type observed in business prac- tice, including the Polish market, and by a deficit of scientific research and publications which would identify unequivocally the relationship between the use of such financial instruments and the level of financial risk, results of companies, or bankruptcy risk.

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