НЕЗАПОСЛЕНОСТ КАО РИЗИК У СОЦИЈАЛНОМ ОСИГУРАЊУ
UNEMPLOYMENT AS A RISK IN SOCIAL INSURANCE

Summary/Abstract: The paper on a comprehensive and systematic way discusses the risk of unemployment as one of the most difficult and complex social case sin the social insurance system. The author gives an explanation of the concept and meaning of social insurance, the legal concept of the risk of unemployment, the basic assumptions of unemployment, a special attention was paid to important elements of social risk. The author concludes that domestic law does not ensure workers who are in a state of partial unemployment. However, security of workers in case of partial unemployment, in fact, exceed ,,opportunities”of our social insurance system. The author also points up that our current law overemphasized the importance of the will or guilt with regard to unemployment insurance. The behavior of worker in connection with the termination of employment is important, but at the same time one should not ignore the fact that he pays contributions in case of unemployment. If due to objective reasons (high unemployment rate, health insurance, etc.) to limit the scope of protection of the unemployed, then the basis for this should be the kind of employment or certain categories of workers, but not his will or fault. This is one of the conditions for the development of protection of the unemployed and that the system of financial insurance exceeds the social insurance system in the true sense of the term.

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