Използване на изкуствен интелект в дистанционна форма на обучение по финанси: изследване сред студенти от магистърски програми във ВТУ „Св. св. Кирил и Методий“
Artificial Intelligence Use in Distance Learning Programmes in Finance: A Study Among Master’s Students at St. Cyril and St. Methodius University of Veliko Tarnovo

Summary/Abstract: The article examines the practices, attitudes, perceived benefits, and risks associated with the use of artificial intelligence (AI) tools in distance learning programmes in finance. The study is based on an online survey conducted among students enrolled in master’s degree programmes in finance at St. Cyril and St. Methodius University of Veliko Tarnovo. The results indicate that the use of AI is widespread among the surveyed students, with its primary applications related to data analysis, explanation of theoretical concepts, and verification of solutions and calculations. However, students demonstrate a relatively cautious attitude towards the educational benefits of AI and show a clear awareness of the risks associated with information reliability, academic integrity, and independent thinking. The correlation analysis reveals a statistically significant positive relationship between the frequency of AI use and the perception that AI facilitates the understanding of financial concepts and principles. The findings highlight also the need for a balanced and responsible approach to the integration of AI into finance education.

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