Ролята на отвореното банкиране за растежа и повишаването на конкурентоспособността на малките и средни предприятия
The Role of Open Banking in the Growth and Competitiveness of Small and Medium-Sized Enterprises

Summary/Abstract: This report examines the role of open banking in the growth and competitiveness of businesses, specifically Small and Medium-Sized Enterprises (SMEs). It analyzes how, through access to banking data via standardized application programming interfaces (APIs) and integration with fintech solutions, SMEs can optimize their financial management, improve cash flow, and make more informed strategic decisions. The report highlights that the effective implementation of open banking can become a strategic advantage for SMEs by supporting their innovation, operational efficiency, and sustainable development within a competitive market environment

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