Зеленото финансиране на Пощенска банка
Green Financing of Postbank

Author(s): Ivelina Hristova
Subject(s): Politics / Political Sciences, Politics, Economy, Business Economy / Management, Economic policy, Environmental and Energy policy, Financial Markets, Green Transformation
Published by: Университет за национално и световно стопанство (УНСС)
Keywords: green financing; Postbank; sustainable development; green loans; international partnerships
Summary/Abstract: In the context of increasing climate change and the goal of sustainable economic development, green financing is becoming more and more important for financial institutions. The banking sector has a key role in the transition to a cleaner economy by directing money toward environmentally friendly projects and initiatives. This paper examines how green financing is applied in the activities of Postbank - one of the leading banks in Bulgaria with an active policy in this area. The study aims to analyze the structure, mechanisms, and effects of the bank’s green financial products. It explores the types of green loans offered to households and business clients, as well as Postbank’s international partnerships with the European Bank for Reconstruction and Development, the European Investment Bank, and the International Finance Corporation, which provide guarantees and capital for sustainable investments. The available data show that Postbank has granted more than €260 million in green loans in recent years. The funds are focused on projects related to energy efficiency, renewable energy sources, and sustainable construction. The available data and their analysis indicate that Postbank has provided over €260 million in green financing in recent years, with funds directed toward energy efficiency, renewable energy sources, and sustainable construction. Positive effects have been observed in the form of reduced carbon emissions, lower energy costs, and the promotion of sustainable business practices. In conclusion, green financing has become an important strategic priority for Postbank because It supports the environmental transition while also creating economic and social benefits for its clients and for society as a whole.

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