Предпазване от съвременните компютърни престъпления и киберсигурността – условие за успешна икономика
Preventing Modern Cybercrimes and Ensuring Cybersecurity – a Key Condition for Economic Success

Author(s): Mihail Tomov
Subject(s): Economy, Law, Constitution, Jurisprudence, Business Economy / Management, Criminal Law, ICT Information and Communications Technologies
Published by: Университет за национално и световно стопанство (УНСС)
Keywords: cybersecurity; cybercrimes; digital identity; online fraud; economic security
Summary/Abstract: This report examines the relationship between cybersecurity, modern computer crimes and economic development in Bulgaria. In a digital economy, the protection of electronic identity and personal data is a key factor for financial stability, online commerce and electronic banking. „Computers and the Internet are used for stealing personal data, which can later be used to commit other crimes, such as bank card fraud, loans or registration of fake profiles on online platforms.“ New threats have emerged, including identity theft, deepfake impersonation, automated online fraud and digital identity abuse, which are not fully addressed in the Bulgarian Criminal Code. Some acts fall under Article 212a, 319a and 319b, but the lack of specific legal definitions hampers investigations and reduces the effectiveness of criminal prosecution. As a result, cybercrime generates direct economic losses, lowers consumer trust and slows digital transformation. The report argues that a successful modern economy depends on effective cybersecurity, and that updating Bulgarian criminal legislation is essential for protecting markets, citizens and businesses.

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