Credit Risk Management in Standard Chartered Bank
Credit Risk Management in Standard Chartered Bank

Author(s): Karina Sikander
Subject(s): Economy, Business Economy / Management, Financial Markets
Published by: Университет за национално и световно стопанство (УНСС)
Keywords: credit risk management; Standard Chartered Bank; Basel III; risk mitigation; financial innovation
Summary/Abstract: Credit risk management (CRM) is pivotal to the financial stability and operational efficiency of banking institutions. In the case of Standard Chartered Bank, a global financial services provider, CRM acts as the backbone of its risk governance and strategic operations. This paper delves into the multifaceted CRM practices at Standard Chartered, exploring its frameworks, technological advancements, regulatory compliance, and challenges. By leveraging advanced risk assessment models, customer segmentation, and risk mitigation strategies, the bank ensures optimal balance between profitability and credit exposure. The analysis also highlights the role of global regulations, market-specific challenges, and innovative technology in shaping the bank’s risk management paradigm.

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