Pociťovaná a skutočná finančná gramotnosť
Perceived and Actual Financial Literacy

Summary/Abstract: Perceived and actual financial literacy in Slovakia was examined via stand-ard questions used in international surveys. Levels of perceived competence were well-related to actual knowledge of basic financial concepts, such as inflation, compound interest, time value of money and investment costs and socio-demographic variables (education, gender). Psychological variables (risk tolerance levels) impacted perceived financial knowledge indirectly, via willingness to invest in risky classes of financial products.

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