The concurrence of insurers’ liability resulting from the compulsory motor vehicle insurance and the compulsory third party liability insurance of farmers Cover Image

Zbieg odpowiedzialności ubezpieczycieli z tytułu obowiązkowego ubezpieczenia OC posiadaczy pojazdów oraz obowiązkowego ubezpieczenia OC rolników
The concurrence of insurers’ liability resulting from the compulsory motor vehicle insurance and the compulsory third party liability insurance of farmers

Author(s): Jakub Oleszczak
Subject(s): Law, Constitution, Jurisprudence
Published by: Polska Izba Ubezpieczeń
Keywords: use of vehicles; farm; compensation; civil liability; compulsory motor vehicle insurance

Summary/Abstract: The article considers the possibility of a concurrence of insurers’ liability resulting from the compulsory motor vehicle insurance and the compulsory third party liability insurance of farmers. The conducted analysis leads to the conclusion that such concurrence may occur in case of damage caused by tractor working on a farm. This legal situation is unfavorable for policyholders who have to pay double in- surance premium for covering the same risk. Therefore, the article proposes law changes with the aim of precisely delimiting the liability of insurers under the discussed insurances.

  • Issue Year: 2020
  • Issue No: 4
  • Page Range: 57-69
  • Page Count: 13
  • Language: Polish