Loans Portrait of Poles Anno Domini 2014 Cover Image

Portret kredytowy Polaków anno domini 2014 – komunikat z badań
Loans Portrait of Poles Anno Domini 2014

Author(s): Waldemar Rogowski, Mariola Kapla
Subject(s): National Economy, Financial Markets, Business Ethics
Published by: Społeczna Akademia Nauk
Keywords: banking; Polish credit market; consumer loans; mortgage loans; credit activity; credit behavior; delinquent accounts; the use of credit;

Summary/Abstract: The aim of the paper is to present a portrait of Poles by state credit portfolios of banks at the end of 2014. In the article authors present the result of in-depth and comprehensive analysis which included a variety of profiles and credit behavior characteristics of Polish debtors (private persons). The material shows what is the structure of creditholders by gender and generations, including broken down on some types of loans. Also there is included a wider analysis of creditholders with mortgage loans in CHF. Many dimensions of analysis is also shown by geographical approach. In author’s opinion topics and issues presented in the article are very important to analysis and research of the Polish market of loans for private persons.

  • Issue Year: 16/2015
  • Issue No: 8.2
  • Page Range: 147-170
  • Page Count: 24
  • Language: Polish