Insurance awareness of Polish entrepreneurs in the field of environmental risk – research results Cover Image

Świadomość ubezpieczeniowa przedsiębiorców polskich w zakresie ryzyka środowiskowego – wyniki badań
Insurance awareness of Polish entrepreneurs in the field of environmental risk – research results

Author(s): Aleksandra Hęćka-Sadowska
Subject(s): Business Economy / Management
Published by: Polska Izba Ubezpieczeń
Keywords: insurance awareness; environmental risk in the enterprise; environmental damage; environmental clause; environmental insurance

Summary/Abstract: Insurance awareness is one of the factors determining the choice of risk control methods in an enterprise, including environmental risk. Its occurrence has a negative impact on company’s financial results. The analysis of selected areas of the survey conducted among Polish enterprises, which concerned insurance awareness in the field of environmental risk, leads to the conclusion of its low level. While the surveyed companies correctly assess the areas of environmental risk hazards, including the most important one being the costs of preventive or remedial actions resulting from The Act of 13 April 2007 on the prevention of environmental damage and its repair, their knowledge of insurance solutions and the insurance market in this area is not enough. This is particularly important in the context of environmental risk occurrence not only for the environment itself, but above all the financial condition of the company and its competitiveness in the market.

  • Issue Year: 2017
  • Issue No: 4
  • Page Range: 41-51
  • Page Count: 11
  • Language: Polish