Ustandaryzowane dokumenty zawierające informacje o produkcie ubezpieczeniowym. Możliwe interpretacje w kontekście pojęcia produktu ubezpieczeniowego
Standardised insurance product information document. Possible interpretation in the context of „insurance product” term

Summary/Abstract: The Act on Insurance Distribution introduced a requirement for the insurance distributor to provide the customer with objective information on the insurance product prior to the conclusion of the insurance contract. In the case of Part II insurance, this information should be provided in the form of a standardized document. The aim of this article is to analyze selected practical problems related to the application of provisions on standardized documents containing information about the insurance product. The resolution of these problems will indeed derive from the interpretation of the term „insurance product”. Unfortunately, the regulations do not contain a definition of this term, which may lead to ambiguous conclusions in areas important for practice. The article discusses mainly the main doubts and possible ways of interpreting the regulations.

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