Bankowość elektroniczna jako nowy wymiar zarządzania ryzykiem operacyjnym w sektorze bankowym
Electronic Banking as a New Dimension of Operational Risk Management in the Banking Sector

Summary/Abstract: The purpose of this paper is an analysis of the role of electronic banking in the operational risk management of contemporary banks. The theoretical part provides information on the nature of risk in the banking, presentation of electronic banking as a new management area of banks and analyzing the legal requirements (regulatory requirements and recommendations) risk management in electronic banking. In the practical part of the article were included, in turn, the results of empirical research. The aim of the study was analysis of the operational risk management process on the example of the bank with identification of the methods and instruments used in this field, with particular emphasis on the degree of fulfillment of external regulations and recommendations. To the goal were used the following methods: literature studies, content analysis of legal regulations related to the functioning of electronic banking in Poland, the recommendations of the Financial Supervision for banks and the regulation of the Basel risk management in electronic banking, the bank case study and analysis of the content of the test bank (reports on the operations, consolidated financial statements and online information materials).

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