Wpływ kredytów hipotecznych dla klientów indywidualnych na rynek nieruchomości w Polsce
Reflect on mortgage loans for physical persons upon real estate market in Poland

Summary/Abstract: The increase in the accessibility of mortgage loans for physical persons causes real estate market prices to rise, due to the increase in demand for apartments and houses as well as the increase in demand for notary services, building materials and interior design. The growth in demand for real estate results in the growth of their supply. Furthermore, bigger real estate supply pushes the supply of building materials and workforce to rise as well. As a result of the decrease of unemployment in the economy, state resources that were supposed to be spent on allowance for the unemployed stay in the budget and, what’s more, state tax inflows also rise. Mortgage loans are inseparably linked with real estate market. These elements stay in close correlation.

• Details
• Contents