Analysis of Gross Exposures with Impaired Services During 2011 – 2015 Cover Image

Анализ на брутните експозиции с нарушено обслужване за периода 2011 г. - 2015 г.
Analysis of Gross Exposures with Impaired Services During 2011 – 2015

Author(s): Nora Stoyanova
Subject(s): Economy, National Economy, Financial Markets, Accounting - Business Administration, Marketing / Advertising, Socio-Economic Research
Published by: Великотърновски университет „Св. св. Кирил и Методий”
Keywords: banks; “bad loans”; gross exposures with impaired services

Summary/Abstract: The current analysis is based on servicing impaired loans, which produce adverse effects on the country’s economic development and banking system. An impaired loan is also known as “bad loan”. By definition this is a loan in which the value of the collateral is less than the borrower’s outstanding principal cashflow; the borrower’s business is in decline, therefore it is insufficient for servicing principal or interest. These occur either in periods of economic depression or in areas hit by natural disasters.

  • Issue Year: 8/2016
  • Issue No: 2
  • Page Range: 187-191
  • Page Count: 5
  • Language: Bulgarian