Rola działu windykacji w procesie wspomagania zarządzania ryzykiem kredytu kupieckiego w przedsiębiorstwie
The Role of the Collection Department in Supporting the Commercial Credit Risk Management in an Enterprise

Summary/Abstract: The main purpose of this article is to show the role of the Collection Department insupportingthe credit risk management in an enterprise. Risk management policies may varydepending on a company, however there is a range of activities that can limit the risk. Theauthor of the article has described the phases of the management process and the activitiesthat support it such as: the need for verification of the financial reliability of the current andfuture contractor, proper trade contract concluding, the application of collateral, rapid responsein the event of non-payment. The importance of using the age structure of the receivableshas been indicated in the aspect of their monitoring as well as the system of deliveryblock for goods in terms of controlling credit risk.The results of the research, conducted by the author in 2010, on the factors influencingthe effectiveness of debt collection have been used in the article.

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