FİNANSAL OKURYAZARLIĞIN GÜNÜMÜZDEKİ ÖNEMİ
THE IMPORTANCE OF FINANCIAL LITERACY IN RECENT DAYS

Summary/Abstract: Financial literacy is to inform individuals about financial concepts and financial products, as well as to have an awareness of financial risks and alternatives. Financial literacy is a process that is developed to provide individuals with the ability to increase financial well being. Financial crises in our country and in the world reveal the financial difficulties that many individuals have experienced in family life, the necessity of individuals to have knowledge in financial matters and the importance of financial literacy. Because every individual has a relationship with issues such as consumption, saving, credit, investment, borrowing, lending and financial risk in every stage of his life. Financial literacy is important because it helps individuals and families benefit the financial system and society. Financial literacy causes individuals to behave in a certain way and develop specific attitudes about money. Microeconomic benefits to households are being developed to generate macroeconomic benefits for society and the financial system. The implications of financial literacy on the financial literacy of the individual and the family, the benefit to the collective and the financial system have been examined in the study.

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