LE SYSTÈME BANCAIRE ALGÉRIEN ET LE DÉFICIT D’INTÉGRATION DES PME
LE SYSTÈME BANCAIRE ALGÉRIEN ET LE DÉFICIT D’INTÉGRATION DES PME
Author(s): Karim Si LekhalSubject(s): National Economy, Micro-Economics
Published by: Editura Bibliotheca
Keywords: Banking sector; SMEs; credit risk; economic reforms; Algeria
Summary/Abstract: This article seeks to study the characteristics of the Algerian banking system, its evolution and its mechanisms and operation, to see closely the conditions for granting loans by public banks that compose it. Aren’t they sources of adverse selection problems and moral hazards? Also showing how these conditions of access to bank financing and behavior finance practitioners may be due to the exclusion of a large number of SMEs in the credit market, it invites to reconfigure the national system and to rethink link between bankers and entrepreneurs.
Journal: Revue Européenne du Droit Social
- Issue Year: 2016
- Issue No: 1 (30)
- Page Range: 189-209
- Page Count: 20
- Language: French