Areas of the credit policy shaping the cash balance of the bank - selected problems. Cover Image

Obszary polityki kredytowej kształtujące równowagę finansową banku -wybrane problemy
Areas of the credit policy shaping the cash balance of the bank - selected problems.

Author(s): Aneta Wszelaki
Subject(s): Economy
Published by: Wydawnictwo Naukowe Uniwersytetu Szczecińskiego
Keywords: credit policy; areas of the credit policy; bank; credit

Summary/Abstract: At every bank creating the document concerning the credit policy carried out is principal setting every management board of the bank. The credit policy is usually understood as the set of guidelines of the functioning of the bank and should above all: to assign a task and to describe manners of their realization, to formulate hints and recommendations concerning credit activity of the bank, as well as to appoint entities which should carry her out, to determine the monitoring of events as well as results of conducted activity. Indicating areas of the credit policy of the bank, shaping the cash balance of the bank is a purpose of the article. In the article they used domestic literature was used from this scope, including scientific papers and legal documents. An analysis method was used. The article is an attempt of the answer to a question, what areas of the credit policy are transferring themselves into financial results achieved by the bank. The credit policy is always shaped in the individual way by every bank and is adapted for operating possibilities of the bank, so indicating in the article areas to which one should pay special attention at her forming/realization, is valuable.

  • Issue Year: 2013
  • Issue No: 64 (1)
  • Page Range: 531-539
  • Page Count: 9