Udział kredytu bankowego w finansowaniu małych i średnich przedsiębiorstw w Polsce i w Niemczech
The share of bank credit as sources of SMEs financing in Poland and in Germany

Summary/Abstract: Small and medium-sized enterprises play a very important role in the economy in Poland and in Germany due to the fact that they represent a group which generates more than half of jobs and produces a significant part of GDP. However, for their development an acces to external sources of financing is important. For many years the most popular form of external borrowing has been a bank credit. This study presentes bank credit as a posibility of financing the development of foreign capital SMEs. Italso presents the essence of long-term business cooperation with the banking sector, which has a large impact on the acquisition of a bank credit.

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