Struktura i rola systemu bankowego Republiki Federalnej Niemiec w gospodarce
The Structure and Role of the Banking System of the Federal Republic of Germany in Economy

Summary/Abstract: The German banking system is a permanent building site, whose main task is to adjust to the needs of the market. German banks, as the main source of raising foreign funds for the realization of investments, are the motor force behind the country’s economy. The sector of universal banks plays the greatest role; it is formed by commercial, public and cooperative banks. Commercial banks, especially the four big banks, are active both at home and abroad. A significant role is also played by savings banks and credit cooperatives that in their activities are focused on financing small and medium-sized enterprises, as well as support the idea of saving. The assets of the banking system constitute more than 300% of the German GNP.

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