CONTROL OF BANK CUSTOMERS CREDITWORTHINESS ANALYSIS PHASE Cover Image

CONTROL OF BANK CUSTOMERS CREDITWORTHINESS ANALYSIS PHASE
CONTROL OF BANK CUSTOMERS CREDITWORTHINESS ANALYSIS PHASE

Author(s): Loredana Ciurlău
Subject(s): Economy
Published by: Editura Eurostampa
Keywords: financial performance; financial flows; risk analysis

Summary/Abstract: Customer's creditworthiness is determined by using indicators as a defining and expressing its ability to pay its obligations to assume, by signing the credit agreement. Analysis is the process by which the bank loan, based on information provided by documents provided by the client and any relevant information from other sources, determines whether the client has the necessary creditworthiness (ability to pay its obligations to assume the credit signing) and seeks to limit the maximum bank exposure to credit risk. The process of credit analysis will include an analysis of formal and substantive analysis, which will have both a quantitative dimension and a qualitative

  • Issue Year: XVI/2010
  • Issue No: 16
  • Page Range: 335-339
  • Page Count: 4
  • Language: English
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