Conceptual Issues of Developing a Citizen Loan Guarantee System Cover Image

Концептуални въпроси при изграждането на система за гарантиране влоговете на гражданите
Conceptual Issues of Developing a Citizen Loan Guarantee System

Author(s): Bozhidar Bozhinov
Subject(s): Economy
Published by: Институт за икономически изследвания при Българска академия на науките

Summary/Abstract: Some conceptual issues, connected with the development of an effective loan guarantee system (deposit insurance) in the national banking system are presented. Special emphasis is placed on the key stages of its design, which should reflect the objectives set to the system, as well as the specific features of the particular banking system and state. Also discussed are the range, membership principles, coverage level, financing approaches as well as the possible options to institutionalize the deposit insurer and its place in the national bank insurance network. A review of the development of deposit guarantee systems in this country reflecting the 120 year history of our banking system is given.

  • Issue Year: 2004
  • Issue No: 2
  • Page Range: 38-51
  • Page Count: 14
  • Language: Bulgarian