Podmioty udzielające pożyczki poza bankowe w polsce w kontekście prawnych ograniczeń działalności nakładanych na maksymalne poziomy pobieranych prowizji
The Non-Banking Lending Market in Poland in the Context of the Legal Limitations Imposed on the Level of Maximum Possible Commissions

Summary/Abstract: The purpose of this article is to present the significance of the non-banking lending market in the Polish economy, the legal constraints imposed on entities operating under the consumer credit law, and the creative ways in which non-bank loan companies, despite restrictive Polish law, generate profits. The article presents the most popular solutions applied by the loan companies, which allow them to be compliant with the Polish law (often acting on the law border), while maximizing profit which are net refinancing and gross refinancing.

• Details
• Contents