B. DREPTUL AFACERILOR 7. Contract de asigurare. Acţiune în pretenţii întemeiată pe dispoziţiile art. 50 din Legea nr. 136/1995. Limitele răspunderii asigurătorului RCA
B. BUSINESS LAW 7. Insurance Agreement. Action for claims relying upon the provisions in art. 50 of Law no. 136/1995. Limitation of liability of Civil Auto Liability insurer

Summary/Abstract: The mandatory civil auto liability insurance only covers the tort liability of the insured or of the person driving the vehicle, involved in an accident, and not the risk of decease of the motor vehicle driver, which is specific to the civil liability insurance, i.e. the fact that it covers damage caused to third parties, and not damages incurred by the insured. Hence, no compensation may be granted to the spouse or to the parties under the custody of the owner or driver of the insured vehicle, liable for the accident, if the latter had concluded a civil liability insurance, and not a person’s insurance, for which the insured amount is paid upon the occurrence of the risk, regardless of the prejudice idea.

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