Development of institutional financial literacy model for village-owned enterprises using the financial technology-based ADDIE method in encouraging the performance and profitability of coffee plantation products in Indonesia Cover Image

Development of institutional financial literacy model for village-owned enterprises using the financial technology-based ADDIE method in encouraging the performance and profitability of coffee plantation products in Indonesia
Development of institutional financial literacy model for village-owned enterprises using the financial technology-based ADDIE method in encouraging the performance and profitability of coffee plantation products in Indonesia

Author(s): Ummy Kalsum, Abdul Hakim, - Astriwati, Muh. Nur
Subject(s): Economy, National Economy, Business Economy / Management, Financial Markets
Published by: Institute of Society Transformation
Keywords: Institutional Financial Literacy; Village-Owned Enterprises; BUMDes; Financial Technology; FinTech;

Summary/Abstract: This study shows that the combination of financial literacy and financial technology is very relevant to improve institutional performance, especially in the village plantation sector such as in Rongi Village, South Buton Regency of Indonesia. In this regard we consider the Analysis, Design, Development, Implementation, and Evaluation (ADDIE) method to be the right choice because it is structured, adaptive, and systematic in designing training programs, and provides continuous evaluation at each stage (ADDIE allows iteration and validation). FinTech integration can be conceptualized as the output of the Development and Implementation stages. The current research aims to adopt and expand the literature-based model, with a focus on Village-Owned Enterprises (BUMDes) as an institutional unit for managing coffee products in Rongi. By building institutional literacy and a simple FinTech system, it is hoped that increased transparency, operational efficiency, and profitability that can be measured empirically will be achieved.

  • Issue Year: 213/2025
  • Issue No: 01+02
  • Page Range: 89-93
  • Page Count: 5
  • Language: English
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