The Influence of Self-Motivation and Financial Literacy on Students’ Interest in Investing, Mediated by Technological Development
The Influence of Self-Motivation and Financial Literacy on Students’ Interest in Investing, Mediated by Technological Development
Author(s): Hendrieta Ferieka, Meutia Meutia, Munawar Muchlish, Tri LestariSubject(s): Business Economy / Management, Financial Markets
Published by: UIKTEN - Association for Information Communication Technology Education and Science
Keywords: Investment interest; self-motivation; financial literacy; technological development; student behaviour
Summary/Abstract: This study explores how self-motivation and financial literacy affect students’ investment interest, with technological development as a mediating factor. Using a quantitative correlational method, data from 90 economics students in Banten, Indonesia, were analyzed through path analysis. Results show financial literacy directly increases investment interest, while self-motivation indirectly influences it through technological engagement. Technological development enhances investment participation by improving platform accessibility. The findings highlight the importance of integrating financial education with digital skills to foster early investment behaviour, offering practical insights for educators and policymakers in strengthening youth participation in financial markets.
Journal: SAR Journal - Science and Research
- Issue Year: 8/2025
- Issue No: 3
- Page Range: 275-281
- Page Count: 7
- Language: English
